Because of the economy, the Smiths are forced to make cutbacks. When Stan gets told by Francine to get rid of his gas-guzzling SUV, Stan makes a bet on a local horse. Upon the horses losing he discovers that the jockey is Roger, who has been giving the horse tranquilizers to hold it back and reduce his odds; the horse owner decides he cannot keep it anymore and Stan buys the horse with the families life savings. When Stan gives manual sex to the horse (even though Roger was joking), the horse becomes traumatized so using the CIA technology used on Klaus, Stan and the horse switch minds. Meanwhile, Steve and his friends help an old friend who has become an obese recluse, Mr. Tuttle. Snot is volunteered to retrieve Mr. Tuttle's wallet from his back pocket, but becomes trapped under him. Steve uses Stan (whose body still has the horse's mind) to lift Mr. Tuttle and free Snot. At the track Stan feels guilty about his earlier actions and apologizes to Francine, who asks him to win. The episode ends with Stan (the horse) and Roger going to Hollywood to meet Steven Spielberg so Spielberg and Roger can "ride their talking horses together".